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Our agency is not beholden to any one insurance company. As a result we are better able than agents who represent only one company to assist you in identifying and securing the combination of coverage, price, and service that meets your particular needs.
In most cases, our agency is paid a commission, which is fixed or based on a percentage of the premium that you pay for your policy.
In addition, if the overall volume and loss experience of all the policies we write with a particular company warrants it, we may qualify for additional commission or other types of compensation, on a basis determined by the insurance company and paid by them. Any such compensation is factored into the overhead of the insurer and does not otherwise have any impact on the price you pay for insurance.
In addition to the policy fee we are charging you ($50.00), which has previously been disclosed to you, and to which you have given your consent, we also may receive compensation from the insurance company in the form of a sales commission or incentive compensation, both described generally above. Solely insurance companies, in the manner previously described, compensate us. However, we may charge you fees for other professional services (in-office payments, policy changes, etc.) that you ask us to perform, relating to and inclusive of this policy.
For additional information on the nature or amount of our compensation or our services, please inquire.
Our agency is grateful to have you as a client, and we welcome any suggestions you have to assist us in serving you better. We appreciate your business.
